So, at that time (fall 2021), there is no track record on which to base its performance. So, feel free to reach out to us by phone at (888) 440-2468 or via email by going to. The opportunity for index-linked growth. In this case, the option with the compounding IAV rate of 6% will cost you an annual rider fee of 1%, while the Lifetime Income Benefit and. Annual withdrawals of 3. The minimum fee for this feature is . We can help you with the following three areas: 1). The opportunity for additional, index-linked. Annuity Gator employs a team of experts who thoroughly research and analyze various annuity products available in the market. The company held approximately $158 billion in total assets as of year-end 2017, as well as more than $11. product was identified and information sent. The company offers more than 100 in-depth company reviews, a free online quiz, and free consultations with no obligation. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. We offer this testing for free at Annuity Gator. Learn More About Me. One thing not discussed in the report though is the real reason to use annuities (for some investors): to get a guaranteed lifetime income they cannot outlive . 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be;American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. The Annuity Gators End-Take on the Transamerica Variable Annuity Series C-Share. We also offer in-depth details and reviews on hundreds of annuities in our annuity review database. If you would like to learn more about which annuity – if any – could fit in with your financial objectives, just give Annuity Gator a call and talk with an annuity specialist. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. As an example, if your participation rate is 80%, and the underlying index returns 5% for the period, then your annuity would be credited with 4% (5% x 80% = 4%). At year-end, United Heritage Life Insurance held nearly $627 million in assets and nearly $71 million in capital and surplus. Despite the current volatility in the market and the low. That’s where Annuity Gator comes in! At Annuity Gator, our primary mission is on educating consumers – as well as financial advisors – on how annuities work, and whether or not one may be the right choice. A check was sent promptly and just as promptly, cancelled, due to “ wrong amount sent”. Better to lock in a guaranteed lifetime income. Barclays U. My name is Ryan McNeill. Annuities can be complex. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. Annuity Gator educates investors on the benefits and advantages of choosing to invest in annuities. That’s where having an Annuity Investigator who loves math comes in. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. The Annuity Gator’s End Take on the Security Benefit ClearLine Fixed Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity Safety of principal Lifetime incomeHow USAA Describes the EGA Annuity. The Annuity Gator’s End Take on the Brighthouse Income Annuity While an immediate annuity may not be right for everyone, the Brighthouse Income Annuity could be a good option for you if you are seeking the following benefits: >A reliable income stream right away (or one that starts relatively soon after purchasing the annuity). We can be reached by phone at (888) 440-2468 , or by sending us an. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. He answered every question and never pushed for a sale. The Annuity Gator’s End Take on the Lincoln Financial MYGuarantee Plus Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If. 2 billion in equity. The Jackson National Perspective II variable annuity has had its ups and downs throughout the years. I help clients all over the country find ways to. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best:At Annuity Gator, we make up a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Annuity Gator, Cortaro, Arizona. The Annuity Gator’s End Take on the Protective Life Insurance Company’s Income Creator Annuity. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies based on your goals and needs. 60% a year, and the maximum annual fee for the life of the contract is 2. Terry Heys President, CEO of Annuity Gator. Nobody likes that. The Annuity Gator’s End Take on the American General Power Advantage 10 Fixed Index Annuity Where it works best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works worst:Opening Thoughts on the Perspective II Variable Annuity. At Annuity Gator, our mission is to educate consumers on all things annuity. The amount of this charge will depend on the interest rate guarantee that is chosen – either a 5-year, 7-year, or 10-year. We look forward to assisting you. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementThe Annuity Gator’s End Take on the New York Life Guaranteed Future Income ll DIA Where this annuity may work best: The New York Life Guaranteed Future Income ll Deferred Income Annuity may be a good option for you if you: Anticipate a long lifespan; Will need retirement income in the extended future;Hidden costs and fund participation rate variances explained by Annuity Gator. So, if you would like to get a better. Annuities are a unique product in that. 75%. This rate is declared by the offering insurance company, and unlike a variable annuity or an indexed annuity, the return on a fixed index annuity is not tied to the performance of the stock market or an underlying market index like the S&P 500. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the following features: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. At Annuity Gator, we don’t think you should have to stay in a product that is no longer fitting your needs. For instance, this annuity has ten years of back-end surrender charges. S. We can be reached via phone, toll-free, at: (888) 440-2468 , or you can send us a message through our secure online contact form to schedule a time to chat with one of our retirement income. At Annuity Gator, we are a team of experienced annuity specialists who focus on offering very in-depth – and unbiased – reviews on fixed, indexed, and variable annuity products. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. My name is Terry Ciotti, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gators End-Take on the Nationwide Destination C Variable Annuity. We’ve researched and reviewed hundreds of annuities over the years, and we continue to add new information to our annuity review database, which can be accessed at no cost anytime. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. The Annuity Gator’s End Take on the Pacific Life Expedition Fixed Deferred Annuity Where it works the best: The Pacific Life Expedition Fixed Deferred Annuity, while not for everyone, could be a good option if you are seeking: A guaranteed rate of interest for a set period of time (in this case, either 5 or 7 years)Opening Thoughts on the Principal Preferred Series Annuity. Ouch. At Annuity Gator, our focus is on educating consumers and financial advisors on how annuities work, and how they can be incorporated into a tax-advantaged savings and a retirement income plan. Welcome to the Annuity Gator database. The Annuity Gator’s End Take on the Jackson National Life BonusMAX Two Annuity Where it works best: The Jackson National BonusMAX Two annuity may work the best for those who are looking for the following: Safety of principal; Guaranteed lifetime income; Guaranteed rate protection – at least for a short period of time after purchasing the. What’s Included In This Annuity Ranking Report This Annuity Ranking Report was created using our up-to-date computer models to evaluate hundreds of annuities of all shapes and sizes. The Annuity Gator’s End Take on the Atlantic Coast Life Retirement Plus Multiplier Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; A long-term commitment to the. In addition, there is an annual service charge of $35, up to a maximum of $50. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. My name is Robert ”Bob” Gardner. My name is Ryan Smith, and I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Learn More About Me. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Here at Annuity Gator, we publish the most comprehensive independent annuity reviews online and have been doing it longer than many of the copycat annuity review websites you see now. 2 billion. Our licensed annuity professionals are independent and are not captive or beholden to any particular insurance company. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. At Annuity Gator, we can help you to narrow down which annuity is right for you – if. We can also help you to narrow down the annuity (or annuities) that could work for your particular retirement and other financial objectives. 11:13 AM, 29 January 2019 . This annuity tracks the S&P 500 index. The Annuity Gator’s End Take on the Great American Index Protector 7 Fixed Index Annuity Where it works the best: Even with all of its enticing features, the Index Protector 7 annuity may or may not be right to everyone. S&P 500 Performance. The Annuity Gator’s End Take on the American Classic Annuity from American Life Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal Slow and steady tax-deferred growth An interest rate guarantee for a set period of timeLearn More About Me. My name is Mark Shelby, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The company’s assets under management were in excess of $77 billion, with 2018 revenue of $2. The contract also offers a 2% interest bonus in the first contract year and a 1% interest bonus in the second. Once the rate guarantee period has elapsed, the annuity owner will usually have the option to re-invest for another pre-determined period of time (at a new rate of interest). And, because of the in-depth reviews that we provide, we have become a highly. We launched our educational blog to provide objective and helpful information to help you financially prepare for retirement. 75% to 6%, depending on your age and the income option. These contributions are tax-deductible and they grow tax-deferred. Again no pressure to buy anything. The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best: The Nationwide New Heights 9 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the Knights of Columbus Flexible Premium Annuity Where it works best: This annuity will typically work the best for those who are looking for: Safety of principal; Guaranteed lifetime income; Where it works the worst: This particular annuity may not be an ideal fit for you if you:The Annuity Gator’s End Take on the Northwestern Mutual Flexible Payment Variable Annuity – Account C Where this annuity works the best: For those who are looking for the opportunity to attain market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assetsThe Annuity Gator’s End Take on the Delaware Life Target Income 10 Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal – in any market conditionsThe Annuity Gator’s End Take on the Income Outlook Plus 5 Rider Where it works best: In the case of the Income Outlook Plus 5, it could be beneficial for those who: Plan to hold their annuity in the accumulation period for a longer period. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. 4 billion in operating revenues and operating income in excess of $774 million,. Protection from loss in a down market. You will also find that as of late June 2019, the company had closed out 136 complaints over the past. This is particularly the case as the stock market has been so volatile, and unpredictable – in turn, leaving some investors high and dry (or more like low and dry) when it comes to achieving returns. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. As a source of guaranteed income delivered by a reputable company. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. With that in mind, having an income plan in place before it is actually needed is highly recommended. Fixed index annuities are a type of fixed annuity. Headquartered in Newport Beach, California, Pacific Life. Best, and an A- (Strong) from Standard & Poor’s. 0 Where it works the best: You may want to consider the Prudential HDLI v3. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Annuity Gator – Ryan Smith Bio. Overall fixed index annuity sales. My name is Jason Siebert. Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. There are also fees involved if you choose the Lifetime Income Benefit and Wellbeing Rider options. Learn More About Me. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Independent Review of the Voya Life Guarantee Choice Fixed Deferred Annuity . As with most other annuities, the Indexed Annuity II from Protective will also charge a surrender fee if you withdraw more than 10% of the annuity’s contract value within the surrender period. For producing an income for life that cannot be outlived by a surviving spouse. 00%. 8 350 total 83% 5% 2% 2-star 2% 1. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. (There are several other rate guarantee periods also available on the Solutions MYG annuities). The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. 40%. Annuity Basics. Despite the current volatility in the. 4 Comments . The Annuity Expert is an independent online insurance agency servicing consumers across the United States. But, if you are leaning towards the Fidelity Investment Life Insurance Company Personal Retirement Variable Annuity, then it could be a viable option for you if you are. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Independent annuity professionals provide honest advice, better products and personalized products for your situation. For instance, this annuity has ten years of back-end surrender charges. The Annuity Gator’s End Take on the Global Atlantic ForeAccumulation ll Fixed Indexed Annuity. The Annuity Gator’s End Take on the Jackson National Perspective L Series Variable Annuity Where it works best: When considering the Jackson National Perspective L Series annuity, it can typically work best when an investor wants to be invested for market growth – and wants the ability to diversify – and still wants the opportunity for. My name is Scott Batchelar. At Annuity Gator, our mission is to educate consumers (as well as financial advisors) about how these financial vehicles work, and how they can provide you with a steady and reliable income source. So, if you would like to set up a time to talk with an Annuity Gator retirement income expert, feel free to contact us by phone at (888) 440-2468 or via email, through our secure online contact form. M. This is a good example of why consumers absolutely need to run the numbers before moving forward with the purchase of an annuity – as these products will oftentimes take a large percentage of you overall retirement savings, and they are quite difficult to get out. The Annuity Gator’s End Take on the Nationwide Life Destination Architect 2. Despite the current volatility in the market and the low-interest. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. 70% for joint life (both you and your spouse. So, the range of total annual portfolio operating expenses – including investment advisory fees, 12b1 fees, and other expenses as a percentage of the average portfolio assets – can range between . Annuity Gator Terry Heys, CEO of Annuity Gator This is where text would go about annuities and explaining the video telling people why annuities are the way to. In this case, while longer terms will typically offer higher rates of return, shorter terms can help with managing market fluctuations better. If you’re still considering the Navigator Elite MVA annuity from. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. The Annuity Gator’s End Take on the Lincoln ChoicePlus Assurance Variable Annuity Where it works best: For investors who have a high tolerance for risk. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. schedule your web demo. The company’s mission is to dispense honest guidance,. With this annuity, there is an annual insurance charge of 0. 60% a year, and the maximum annual fee for the life of the contract is 2. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. M. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. The Annuity Gator’s End Take on The Standard Focused Growth Annuity Where it works best: Safety of principal; Guaranteed lifetime income in retirement; Guaranteed rate protection – at least for a short time after purchasing the annuity; Where it works worst: If you are seeking a long-term rate guarantee; If you are looking for a higher returnAccording to the Sagicor Life Insurance Company’s website, the Milestone MYGA is a single premium deferred fixed annuity. For example, on a $100,000 portfolio, the. The Capital Bonus 2 Fixed Annuity is described by Horace Mann as a fixed product that offers non-guaranteed interest bonuses in the first two contract years. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with. This is the place to go if you are looking for comprehensive and up-to-date information on the kinds of annuities sold to investors today. com team members will personally. The Annuity Gator’s End Take on the Guardian Secure Future Income Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long life; Will need retirement income in the extended future; Are seeking a guaranteed income;The Polaris annuity also has a surrender charge for the first seven years. (888) 440-2468. Income that can keep pace with inflation and market growth. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. The Annuity Gator’s End Take on the Ultra-Premier 7 Annuity from United of Omaha Where it works best: While this particular annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: Guaranteed growth for a set period of time (in this case, for 7 full years)Annuity Gator is made up of a team of annuity and retirement income planning experts. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus. So in this scenario, you would actually be guaranteed a rate of 4. For instance, this annuity can provide you with a personal pension-like income. Annuity Gator is a website that helps you compare and choose annuities from different providers. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth;The Annuity Gator’s End Take On The Prudential Variable Annuity. After researching a 60 and 115% fund index rates I noticed that after the initial period of 12 to 24. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no fees Welcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. The Lifetime Income Benefit with the IAV rate of 5. Basically, it has an option that tracks 4 different equity indexes and after a year is complete it “looks back” at the four and allocates your money retroactively toward the index that performs the best. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with higher guaranteed income at this time) For producing an income for life that cannot be outlived by a surviving spouse Annuity details can be somewhat cumbersome to digest. The growth component of a Protected Growth Annuity is tied directly to market indexes like NASDAQ, DOW, and S&P 500. How Do Annuities Work. If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. Annuities are not usually associated with the best way for that. Despite the current volatility in the market and the elevated. Ameritas describes the Compass Index Annuity as a product that offers the following benefits: Upside potential. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up all over the. At Annuity Gator, we specialize in helping people understand annuities and how these financial vehicles can help to supplement retirement income. Here you’ll find resources to help you retire with confidence. Given this, it is important to consider any annuity a long term financial endeavor. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Pacific Life Pacific Index Edge Fixed Indexed Annuity Where it works best: Although this annuity may not be the ideal option for everyone, it could be a good alternative if you are seeking the following features: The opportunity for higher growth than that of a regular fixed annuity productThe AccumuLock Indexed Annuity from Farm Bureau is no different. My name is William Seeley. When you initially purchase an annuity, funds may be contributed in a number of ways, depending on whether the annuity is immediate or deferred. The Balanced Choice Annuity Elevate (BCA Elevate) is a Fixed Indexed Annuity (FIA) that offers racy indexing options for investors who are looking to park their income money where it can earn more secure returns. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those who are looking for the opportunity to attain market-related growth. Many indexed annuities will actually allow you to track multiple indexes from a list of options. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. An annuity is designed to give you income. 0 Variable Annuity Where the annuity works best: As a variable annuity, the Nationwide Life Destination Architect 2. This means that the interest rate you choose will be guaranteed until the end of the initial guaranteed option period. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. These charges typically apply to withdrawals taken out of the account during the first six to eight years, and they are one-time fees, but surrender periods could last for as long as 10 years. The Annuity Gator’s End Take on the American National Palladium Century 1 Annuity. Initially, he listened to understand my needs, wants, and fears. In addition, based on the Wink Sales Rankings, Equitable’s Secure Savings 5 annuity was #1. The Annuity Gator’s End Take on the Lincoln Life OptiBlend 5 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal The opportunity for index-linked growth Guaranteed lifetime income in. With a retirement annuity, you can grow your savings on a tax-deferred basis. In fact, within a relatively short time for an insurer. So, in order to find the one that may be best for you, it is recommended that you discuss all of your potential options with an annuity specialist. Where it works best: This particular annuity will typically work the best if you are looking for: A long-term interest rate guarantee (7 years initially) Safety of principal Guaranteed lifetime income; Where it works worst:The Annuity Gator’s End Take on the Eagle Life Insurance Company’s Eagle Platinum Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A set interest rate guarantee; Safety of principal; Guaranteed lifetime income; Where it works worst: This annuity may not work well if you:My name is Richard Scott. Your choice of interest rate guarantee periods. With our proprietary Annuity Software we can: Back-test the annuity against 50 years of previous stock market history. So in this scenario, you would actually be guaranteed a rate of 4. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. Despite the current volatility in the market and the low. The Annuity Gator’s End Take on the American National Strategy Index Annuity Plus 10 Where it works the best: This particular annuity will generally work the best if you are looking for: The opportunity to obtain a higher rate. Slow but steady growth over time. The Annuity Gator’s End Take on the Midland National MNL IndexBuilder 10 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a. We look forward to helping you protect the ones you love with your own unique legacy. So, if you’d like more information on whether or not an annuity is right for you, feel free to reach out to us directly by phone at (888) 440-2468 , or. My name is Matthew Taub. Share your videos with friends, family, and the worldMYGA Plus. We look forward to hearing from you. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. As an income source for investors who have a longer timeline. The company offers more than. Plus, if you take withdrawals from the annuity before you turn age 59 1/2, you could also incur an additional 10% early withdrawal penalty from the IRS. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. Welcome. This annuity is available to applicants who are up to age 85, and the annuity allows a minimum premium of $5,000 and a maximum of $500,000. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity. This includes comparing different annuities side-by-side – and we. ) By paying this fee, your money will grow or step-up in a separate account. For investors who have an amount of money they want to pass on to their family while avoiding the expense of probate. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Annuity Gator’s End Take on the Great West Smart Track Advisor Variable Annuity Where it works best: The Smart Track Advisor Variable Annuity from Great West Financial can be a viable option for those who: Are seeking the opportunity for a higher rate of return; Have a higher risk tolerance, and can better endure the ups and downs of the. We met several times by phone and Zoom meetings, and he walked. Feel free to contact us directly by phone at (888) 440-2468 and chat with one of our annuity specialists. Fisher is spot on in sharing the importance of keeping costs low. M. The Annuity Gator’s End Take on the Prudential HDLI v3. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. Annuity Gator connects its customers to a wide range of annuity providers. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. Learn More About Me. 70% for joint life (both you and your spouse. The Annuity Gator’s End Take on the New York Life Premier Variable Annuity ll Where the annuity works best: As a variable annuity, the Premier Variable Annuity ll from New York Life could be a viable option for those who: Want the opportunity for high, market-related returns Are seeking a lifetime incomeAXA describes the Structured Capital Strategies Plus annuity as a tax-deferred financial product that provides the opportunity for upside potential, as well as downside protection. My name is Brian Greco. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. 0 product could be a viable option for those who: Want the opportunity for high, market-related returns; Are seeking a lifetime incomeThe Annuity Gator’s End Take on the Sentinel Security Life Personal Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal; If you want a set rate of growth (at least for the first 5 years) If you want the security of knowing you’ll have a guaranteed income in retirement;At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Pacific Life has been helping clients to grow and protect wealth for nearly a century and a half. Compare the annuity’s performance against. In the case of the LiveWell 10-Year Fixed Index Annuity from Sammons, you will find that if you choose to add the optional guaranteed lifetime withdrawal benefit, there is an additional fee involved. Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime incomeIndexed annuities are a special type of insurance and income-producing financial vehicle. We look forward to helping you create your retirement savings and income strategy. Where it works best: A place to grow money tax deferred for someone already taking advantage of the maximum IRA and 401(k) amounts. Featured. The Annuity Gator’s End Take on the SecureOption 9 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. For. The Annuity Gator’s End Take on the Athene Agility 7-Year Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in. We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. For instance, if you own or plan to purchase an annuity, you may be able to add additional benefits or guarantees by way of “riders”. The Annuity Gator Blog: Annuities. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. TIP: Only one kind of annuity invests in mutual funds: the variable annuity. David was extremely helpful from start to finish. Any time you are considering a high-dollar financial decision, it is best to get advice that is as objective as possible from a knowledgeable source. The Annuity Gator’s End Take on the Athene MaxRate Multi-Year Guarantee Annuity Where this annuity works best: While the Athene MaxRate Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits: Guaranteed growth (at least for the first seven years) Protection of. Your broker or plan administrator can set this up for you. Annuity details can be somewhat cumbersome to digest. M. As a source of guaranteed income delivered by a. 50% in Year 10, until they reach 0% in Year 11 and thereafter. As with other variable annuity products, there are also additional charges, based on the underlying investments that are selected. The Annuity Gator’s End Take on the New York Life Guaranteed Period Income Annuity ll Where this annuity works best: For those who need income for a set period of time (such as to ensure that income will continue after retiring, but before starting Social Security benefits)So, if you’d like to learn more, please feel free to contact us directly and schedule a time to chat with an Annuity Gator retirement income specialist. When the market experiences an upward trend, the returns inside the annuity increase. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). This annuity offers an initial rate guarantee of four years that begins on the issue date of the annuity contract. Annuity Gator has 5 stars! Check out what 358 people have written so far, and share your own experience. Despite the current volatility in the. Despite the current volatility in the market and the low. 2 Living Benefit Rider is only available with Transamerica variable annuities – so if you own an annuity that is fixed or fixed indexed and/or if the annuity was purchased through a different insurance company, then this. We want you to be able to determine for yourself whether or not the annuity that is being discussed truly makes sense for your specific goals and needs. The Annuity Gator’s End Take on the Pacific Life Pacific Index Foundation Fixed Index Annuity Where it works best: The Pacific Index Foundation fixed indexed annuity could be a viable choice for you if you are seeking the following: Protection of your principal; The potential for higher growth than with a regular fixed annuity or CDThe Annuity Gator’s End Take on the Midland National Dynamic Choice 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime income in the futureThe Annuity Gator’s End Take on the Sentinel Security Life Guaranteed Income Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income; Safety of principal; Slow and steady growth over time; Where it works the worst: This annuity may not be an ideal fit if you:At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. But, if you are leaning towards the Northwestern Mutual Fee Based Select Variable Annuity, then it could be a viable option for you if you are seeking. These fees include an annual contract maintenance. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a. This charge starts out at 7% in Year 1, and it gradually grades down to 1% in Year 7, until it eventually reaches 0% in Year 8 and beyond. Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. Like most “report cards,” this grade is on a scale of A through F – so at the moment, there are at least a few areas where Athene needs to do some work. However, they differ from regular fixed annuities in the way their return is determined. Where it works best: For investors who have a longer time frame. Dynamic Balanced Index II May 2016 – April 2017. 85% and 0. Independent & Objective Reviews on Annuity InvestmentsAnnuity Gator | 88 followers on LinkedIn. We have been doing this for quite a few years now – far longer than our competitors. We. The Annuity Gator’s End Take on the Global Atlantic Income 150+ Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeHere at Annuity Gator, we are a team of experienced financial pros who are intent on offering the most comprehensive and unbiased annuity reviews. The Annuity Gator’s End Take on the Lincoln American Legacy Variable Annuity Where it works best: When considering the Lincoln American Legacy annuity, it can often work best in situations where an investor wants to be invested in the market, but yet is concerned with taking on too much risk. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The Annuity Gator’s End Take on the Western United Life Navigator Elite MVA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. According to the Allianz Life 360 Annuity brochure, a surrender charge may also be assessed to you if you begin your income stream prior to the sixth contract year in which you have the annuity. Annuity Gator specializes in helping Americans financially prepare for retirement with the proper use of annuities and income planning strategies. And, if you choose the lifetime income option, this. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. This single premium fixed deferred annuity can provide long-term asset growth, with protection from care costs built directly into the annuity. So, a fixed index. product was identified and. For investors who have a family history of life longevity. Jackson National Life Insurance Company has been in operation since 1961. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Despite the current volatility in the. That’s where the Annuity Gator comes in. Guaranteed lifetime income in retirement. Guaranteed lifetime income stream. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps you make. Upstream Life is headquartered in Dallas, Texas. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. The NWL Global Lookback is a Fixed Index Annuity very different than anything I’ve seen on the market. Despite the current volatility in the market and the low. 8 VERIFIED COMPANY annuitygator. Nationwide has a history of strength that has lasted for more than 90 years, and today it is one of the largest insurance and financial services companies in the world. With more than 58% of United Heritage’s overall. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. At Annuity Gator, our mission is to educate consumers and financial professionals about how annuities work, and where they may – or may not – fit into a particular portfolio, based on risk tolerance, time frame, and specific short and long-term objectives. The Annuity Gator. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. I help clients all over the country find ways to generate more retirement income and see how to securely grow and protect their money during these turbulent times. The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. Identify the long-term impact of your annuity fees (on your annual returns, initial deposit, and income). Guaranteed income throughout retirement. (Then, following the initial guaranteed option period, renewal interest rates. This annuity is actually considered a registered index-linked annuity, or RILA, which offers 100% principal protection against market decline. 5% will also come with an annual rider fee of 0. These begin in Year 1 at 9%, and they gradually grade down to . 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. Our annuity experts are also available to answer any of the question or concerns that you. hondo55 . The Annuity Gator’s End Take on the Transamerica Vanguard Variable Annuity Where this annuity works the best: For those who are looking for market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assets; Where this annuity works the worst: For those who have a low-risk toleranceAnnuity Gator.